Kim Cook | Billerica MA Real Estate, Chelmsford MA Real Estate, Burlington MA Real Estate


This Single-Family in Billerica, MA recently sold for $600,000. This Colonial style home was sold by Kim Cook - LAER Realty Partners.


59 Pinehurst Ave, Billerica, MA 01821

Single-Family

$599,900
Price
$600,000
Sale Price

7
Rooms
3
Beds
2/1
Full/Half Baths
New price! You won't want to miss this new construction colonial close to the Burlington line. Hardwood flooring throughout the first floor (except the laundry room and half bath). The kitchen offers maple cabinets, stainless steel appliances, a large center island, granite counters, recessed and pendant lighting. The dining area has a slider leading to the deck. Very nice formal dining room offering wainscoting and crown molding. The foyer offers a large coat closet and the hardwood staircase. The second floor offers 3 bedrooms and an office. The master bedroom has a walk in closet and full bath with double vanity, and tiled floor & tub surround. There is a walk up attic for future expansion. 2 car garage under. 11,000 sf lot. This home is near completion but there is still time to choose the flooring in the bedrooms and the office. Open house this Sunday!

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17 Pine St, Bedford, MA 01730

Single-Family

$1,244,900
Price

9
Rooms
5
Beds
3/1
Full/Half Baths
NEW PHOTOS! This fantastic new construction home is ready for you! What a super convenient location! Crown moulding, arched door ways, and beautiful details throughout the home. The kitchen is gorgeous offering white shaker style cabinets to the ceiling and a light gray island. The quartz counters shine and are accented by the ceramic tile backsplash. You'll find richly stained hardwood flooring throughout the 1st & 2nd flrs. Gas fireplaced family rm. 4 spacious bdrms. 2 full baths, & the laundry are on the 2nd flr. The wonderful master suite offers a beautiful bathroom including a tiled shower w/ glass surround, a soaking tub, & double vanity w/ linen cabinet. The master closet is spacious & has been customized for you! The main bath offers a double vanity and tiled tub walls. On the 3rd level you'll find the 5th bdrm, a 3/4 bath w/ tiled shower & a spacious bonus rm. This area is the perfect guest/teen/au pair suite! Epoxy finish on garage flr. Sodded front lawn & paver walk way
Open House
Saturday
April 20 at 11:00 AM to 12:30 PM
Cannot make the Open Houses?
Location: 17 Pine St, Bedford, MA 01730    Get Directions

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1 Kensington Dr, Billerica, MA 01821

Single-Family

$449,900
Price

6
Rooms
2
Beds
1/1
Full/Half Baths
Don't hesitate to see this wonderful and immaculate home on a 30,000 sf lot in sought after East Billerica. Kennedy School district! This home is pristine and is loaded with recessed lighting and dimmer switches. The main level offers the open concept living room, kitchen, and dining area accented by a 3 sided gas fireplace. The fully applianced kitchen offers granite counters, ceramic tile back splash, island, & skylights. The dining area has sliders leading to the awesome screen porch overlooking the huge, level, back yard. Also on the main level are the spacious master bedroom w/2 closets, BR 2, and the full bath w/ CT floor. The lower level features a wonderful L-shaped family room w/ wood stove, the half bath with laundry, the office/3rd BR (just need a closet), and a convenient storage room with utility sink. NEW HEAT, CENTRAL AIR, & WATER HEATER IN OCT/2017. The property is equipped with a WHOLE HOUSE KOHLER GENERATOR!!! 2 car garage, storage shed, patio and more!
Open House
No scheduled Open Houses

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Learning the nuances of buying a home does not take a college degree in mathematics. You do not even need to know calculus or trigonometry. The numbers all come from multiplication, division, and percentages. However, understanding the numbers is not all there is to know about mortgages. Debt finance has a language of its own, so here are some terms you may run across, what they mean, and how to use them.

What the terms mean

  • Mortgage: A mortgage is a legal agreement between a lender (a bank or other creditor) and the mortgagee (the person receiving the funds from the loan) at a specific interest agreement for a specified length of time in exchange for taking the title or deed of the debtor’s property. Until the debt is paid in full, the condition of a mortgage typically is that the full ownership of the property remains with the mortgage lender. In simpler terms, this means that the bank or lender owns the home (or a percentage of it) until the debt is paid. The homeowners have use of the house for as long as they fulfill the terms of the mortgage agreement.
  • Interest. The fee charged for the use of the money in the mortgage based on a percentage of the total amount. Interest percentages can be fixed (they do not change for the life of the loan) or variable—also call adjustable because they can vary based on outside, pre-determined circumstances.
  • PITI. This acronym stands for principle, interest, taxes, and insurance. Together, these four items denote the amount of a mortgage payment when taxes and insurance are held in escrow.
  • Escrow. When monies for taxes or insurance are collected monthly but not paid until they are due—usually quarterly for insurance and annually for taxes—they are held by a third party and protected until paid out.
  • Amortization. The amount of interest you pay monthly on a mortgage is more significant at the beginning because it is based on the amount of principal owed. As the principal reduces, the amount of the payment that is interesting also reduces so more of the fee goes toward the principal. At the beginning of a loan with a fixed interest and fixed length, all the costs, and the principal-to-interest breakdown are available on an amortization chart.

When you buy a home with a mortgage, typically after paying a down payment (a portion you pay outside the mortgage) the rest is amortized using a standard calculation for every payment for the length of the loan. You do not need to learn the formula, though, because several mortgage calculators exist online to do it for you. Try this one with the amounts of your potential purchase, down payment, interest rate, and term (in years).



17 Pine St, Bedford, MA 01730

Single-Family

$1,244,900
Price

9
Rooms
5
Beds
3/1
Full/Half Baths
NEW PHOTOS! This fantastic new construction home is ready for you! What a super convenient location! Crown moulding, arched door ways, and beautiful details throughout the home. The kitchen is gorgeous offering white shaker style cabinets to the ceiling and a light gray island. The quartz counters shine and are accented by the ceramic tile backsplash. You'll find richly stained hardwood flooring throughout the 1st & 2nd flrs. Gas fireplaced family rm. 4 spacious bdrms. 2 full baths, & the laundry are on the 2nd flr. The wonderful master suite offers a beautiful bathroom including a tiled shower w/ glass surround, a soaking tub, & double vanity w/ linen cabinet. The master closet is spacious & has been customized for you! The main bath offers a double vanity and tiled tub walls. On the 3rd level you'll find the 5th bdrm, a 3/4 bath w/ tiled shower & a spacious bonus rm. This area is the perfect guest/teen/au pair suite! Epoxy finish on garage flr. Sodded front lawn & paver walk way
Open House
Saturday
April 13 at 12:00 PM to 2:00 PM
Worth a 2nd look. Come see the new staging! BEAUTIFUL!
Cannot make the Open Houses?
Location: 17 Pine St, Bedford, MA 01730    Get Directions

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